Loan Interest Rates

Loan Interest Rate W.E.F 01-07-2025
Sr. No.	Interest Description	Interest Rate
1	Machinery Loan ( PMEGP / JAYOTIGRAM)	10.50 %
2	Machinery Loan ( Tuff / Non-Tuff )	9.50 %
3	Working Capital Term Loan	9.75 %
4	Property Mortgage Loan / Term Loan	10.50 %
5	Cash Credit facility	9.50 %
6	Overdraft facility	11.00 %
7	Bajpai Bankable Scheme	9.50 %
8	Sumco Housing Loan	9.25 %
9	Personal Loan	12.00 %
10	Loan Against - NSC / KVP / IVP / LIC	10.00 %
11	Profession Loan	9.75 %
12	Education Loan (Upto Rs. 5 Lakh)	11.00 %
13	Education Loan (Above Rs. 5 Lakh)	11.50 %
14	Vehical Loan - For Individuals Non Commercial	8.25 %
15	Vehical Loan - (EV / CNG)	8.00 %
16	Vehical Loan - Commercial Use	9.00 %
17	Atma Nirbhar Loan (Max. upto Rs.10 laks)	9.99 %
18	Solar Loan	9.50 %