The Surat Mercantile Co-op. Bank Ltd.
The Surat Mercantile Co-op. Bank Ltd.
RBI Lic No: UBD GUJ 1562

Financial

 Financial Highlights (Rs. in Lacs) :

 
Year No of Share Holders Paid up Share Capital Reserves & Other Funds Deposits Loans & Advances Working Capital Net Profit
1965-66 255 1.00 0.00 4.34 1.18 5.34 (0.09)
1974-75 1573 2.84 2.78 37.03 17.99 44.29 0.41
1984-85 5242 29.77 31.43 646.43 395.35 748.75 18.51
1994-95 11185 151.73 855.10 2985.23 1642.58 4408.41 137.76
2004-05 18162 591.67 3479.71 12620.38 7176.08 16973.84 300.00
2009-10 19860 741.43 4667.71 17196.60 9425.96 23244.00 195.43
2010-11 19916 769.19 4723.49 18400.07 9918.78 24152.00 162.00
2011-12 19926 742.80 4793.47 19032.72 10144.08 24951.01 255.00
2012-13 20331 706.68 4722.30 18593.67 11605.52 24719.33 205.00
2013-14 20796 675.05 4621.49 20671.11 12462.65 26491.91 175.00
2014-15 21522 661.04 4701.88 23592.26 15393.24 31501.04 157.20
2015-16 21585 646.55 4837.80 27588.09 18120.91 35656.84 181.00
2016-17 21570 620.60 4932.57 33945.28 19601.00 42565.46 201.00
2017-18 21401 582.94 5050.04 32839.82 19162.58 41495.72 221.00
2018-19 21492 552.98 5198.72 34457.38 23043.15 43795.97 191.00
2019-20 21800 604.65 5405.78 38227.60 29155.54 49355.66 241.00
2020-21 22573 775.00 5643.00 48654.00 33783.00 60363.00 255.00
2021-22 22944 798.37 5874.74 53519.31 37482.84 66700.60 311.00
2022-23 22902 770.29 6124.68 56666.37 38942.30 71900.90 411.00

As on 31/03/2023 and 31/03/2024 (Rs. in crore) :

Key Areas 31-03-2023 (Audited) 31-03-2024 (Audited) +/- (%)
No of Share Holders 22902  22940  0.17 
Paid Up Share Capital 7.70  7.58 - 1.56
Reserves & Other Funds 61.25 65.45 8.49
Deposits 566.66 630.91  11.34
Advances 389.42  420.89 8.08 
Working Capital 719.01  795.03 10.57
Business 

956.08

 1051.80 10.01
Net Profit 4.11 5.40 31.39
Gross NPA 9.43  13.00 37.86
Net NPA 0.00  0.00 0.00