Chairman – Kaushik Shantilal Dalal

31st March 2026 – End of Financial Year

Dear Valued Customers and Esteemed Clients,

As we conclude the Financial Year 2025–26, I take this opportunity to express my heartfelt gratitude to each one of you. Your unwavering trust, support, and association have been the cornerstone of our Bank’s sustained growth and success.

During the year, your continued confidence has enabled us to achieve several significant milestones. Notably, through our vigilance and commitment, we successfully protected our valued customers from cyber frauds amounting to approximately ₹2 crores, which is a matter of great pride for all of us.

Further, our Advances Department has demonstrated exceptional performance, and particularly in the last four months after assuming charge, has achieved almost double the performance compared to the first eight months. This achievement would not have been possible without the dedication, hard work, and collective efforts of our entire staff.

I sincerely appreciate and thank all our staff members who have stood together in every situation and contributed meaningfully towards the Bank’s progress.

As we step into the new Financial Year, we remain committed to serving you with greater innovation, reliability, and excellence in banking services.

I extend my best wishes that the coming year brings financial growth, prosperity, and new opportunities to you and your family.

Once again, thank you for your continued trust and support. We look forward to serving you with the same commitment and excellence in the years ahead.

Warm regards,

Kaushik Shantilal Dalal

Chairman
The Surat Mercantile Co-operative Bank Ltd.